Saturday, October 3, 2015

It Is Ours, All Ours and We Have the Keys to Prove It! (A New House Update)

Besides the birth of my children and of course my wedding day, Thursday, was the best day EVER!

Our Keys!
Our closing was EASY and WONDERFUL! Many people stopped by the closing table to meet us and to say "Hi". It was such a wonderful day! I cried many tears (of course they were tears of joy and relief) and I was thankful that I remembered to bring my handkerchief. 

I am forever grateful to every person at Ryan Homes and NVR who stepped in and helped us make this dream a reality!

My pantry with the light on!
 Look at my beautiful pantry (it really is mine now) with my light! I love my pantry and I love my pantry light!

Office French doors
 Those are my French doors that lead into my office! I'm never going to get tired of saying "MY"!

Front door and tray ceiling
 Our front door and our tray ceiling! See sometimes I remember that my husband is going to live here too (but it's still my kitchen and my office)! Just kidding honey!

Night time view
 Yes, it was after dark before we made it over to the house to take pictures (we had been there right after closing but I was too busy getting my praise on to take pictures)!

See the street light outside the window (I'm going to call it MY street light)!

MY kitchen

OH MY GOODNESS! This kitchen is MINE! I cannot believe it!

Thank you Jesus!

Now to get the other house packed up and ready for moving. The goal is to move on Monday (and have Monday be our first night in the new house). I have a lot of work ahead of me to make this a reality.

Thursday, October 1, 2015

10 hours, 7 minutes, and 15 seconds. But Whose Counting! (A New House Update)

Today is the day!

I am so excited!

In some ways it seems like we have been waiting forever for today. And there have been many days when I didn't think today was going to happen at all.

But in some ways it seems like it was just yesterday that we started this whole process.

June 30
WOW we have come along way in just a few short months!

July 8
We celebrated our wedding anniversary with pipes and dirt!

July 13
Foundation being poured!

July 15
We have walls!
July 21
Framing! We have walls inside our walls! Well, kind of!

July 22
A roof!

July 31
One month into the build process! Windows and doors and roofs and walls!

August 3
Adding scripture to our door frames was one of the highlights of building our own home! This is by far one of the best days in our build process!

August 7
The beginnings of my favorite room!

August 16
Outside painted!

August 20
Tile laid!

August 21

My dream kitchen starting to take shape!

August 22
We have a driveway and a sidewalk!

August 25
 Counter tops installed.

August 28
Sinks, and showers, and decorative tile, and mirrors, and cabinets, and lights, and faucets!

September 1
Columns and electricity!

September 2
APPLIANCES! One of the best days EVER!

September 4
Our Blue Door!

September 10

September 11
The outside is finished!

September 30
Ready for us to call it "HOME"

Thanks for taking this walk down memory lane with me. I am sure it will not be our last trip!

The countdowns are over and all that is left is the signing.

Wednesday, September 30, 2015

Final Walk-Through and the Best House EVER (A New House Update)

We had our final walk-through yesterday we our PM.

OH MY GOODNESS the house is amazing! I cannot believe that we are going to get to live there and that it is actually going to be ours! God is GOOD!

And our PM is beyond amazing! Seriously, I thank God everyday that he is the one that built our home. I have a new nickname for him... I call him the Steely Eyed Missile Man (movie reference anyone)! He has done such a fantastic job on our home it is unbelievable.

There were a few tiny things that he saw on our walk-through that he is going to have addressed before our closing (ON THURSDAY!) and then he is going to have the house re-cleaned and the yard mowed for us on Thursday too. (What did I tell you - great guy)!

Family room and kitchen eat-in area
 It was raining when I took these pictures so please excuse how dark they are. I could have turned on the lights but well, I forgot! Sorry.

Here is our family room and the eat-in part of the kitchen. You can also see the breakfast bar on the right side.

Dining room and kitchen
 I was standing in the hallway that leads from the front door to the family room when I took this pictures. You can see the dining room on the right and the doorway that leads into the kitchen and the doorway on the left leads into the family room.

Dining room and kitchen
 Again, I was standing in the hallway that leads from the front door to the family room. I love this view because you can see all three pillars in the dining room and a sneak peek at my kitchen (which is still my favorite room in the house)!

Master bedroom
 I LOVE how big our master bedroom is. Without furniture and because of the angel of the room it is hard to get a good picture that shows just how big the room actually is. Hopefully I will be able to get a video of the house on Thursday or Friday and that will allow you to get a better idea.

 This is absolutely without a doubt 100% my most favorite view of our home! This is the view that makes me catch my breath, leaves me with a smile on my face, and makes my heart and mind repeat over and over again "Thank you Jesus!".

Dining room
The dining room (I think it's my second favorite room in the house)! I love my columns!

So that is it! Our final walk-through is complete and now the only thing left to do is close on the house! It has been a LONG, HARD road that we have traveled down to get to where we are but I am so thankful that we never ever walked it alone! And I will be forever grateful to our PM who took the burden and worry about the building of our home off our shoulders. I never once doubted that he would give us a good quality home!


1 day 7 hours 7 minutes and 45 seconds till closing!

Monday, September 28, 2015

The End of Week 13 and the Beginning of Week 14 (A New House Update)

This is it the LAST week!

It has been 14 weeks since they dug up the first shovel full of dirt! Unbelievable!

The first shovel of dirt
As I have been looking back over my pictures from the last 14 weeks I realize just how truly blessed I was to be able to get some of these pictures. Living down the street from where you are building is amazing!

There have been highs and lows (just like everything in life) in this whole process. But Micah and I realize just how truly blessed we are to have this opportunity.

Blessed Beyond the Telling!

And here we are at the beginning of week 14 and the end of the build process! The painters are coming today to do some touch-ups, the landscapers are coming today to do a little bit, and I think the cleaners are coming today to do another cleaning!

Our pre-settlement walk-through is tomorrow morning (someone pinch me please) and we close on Thursday (PRAISE THE LORD)!

This week should fly by with all that I have to do. But I am afraid it is going to DDRRAAAAAGG ever so slowly. As of right now we are not sure when we will "officially" be moving in. We had to pay an entire months rent for the house we are currently in (so we don't have be moved out until October 31) but you know I'm not waiting that long to move into the new house! We called some movers yesterday and are waiting to hear back from them to see if they have any openings next week. And then we will make some definite plans on when we will move in and start living in the new house.

1 day 3 hours and 48 minutes until our final walk-through (but whose counting)
3 days until closing! And again I say THANK YOU JESUS!

Saturday, September 26, 2015

An Unexpected Phone Call and Peace (A New House Update)

We've Come Along Way!

Micah and I received a very unexpected phone call yesterday from upper management at NVR (our mortgage company). We never expected to hear from anyone at NVR and to be quite honest simply wanted the financial side of the home building process to be done and over with ASAP!

And while this phone call was completely out of the blue it was exactly what we needed! Not because it came with an apology for all that we have been through (though that was very nice to hear). Not because it came with a promise that our situation would be used as a teaching tool to better improve their communication and company practices (though that was wonderful news too). No, this phone call brought something into my life that I have not had in a very long time.

It brought PEACE!

Micah and I were assured that our mortgage was approved! We were told that other than signing some papers (hopefully on Monday) that everything was ready and in order for closing on Thursday. We were also assured that while final numbers were not complete (almost but not quite) we would not be needing any money at closing! This gentleman also assured me that he was going to do everything in his power to make sure the next few days went as smoothly as possible for our family.

By the end of that phone call I was able to take a deep breath. I felt my shoulders relax (hadn't even realized how tense I actually was) and I realized that a HUGE burden had been lifted. I was motivated to keep (okay, restart) packing up the house. I had stopped simply because I was doubting that our closing was really going to happen.

And the most unbelievable part of this phone call was this gentleman gave me his personal cell phone number so that I would have it just encase I needed information or if there was a problem! To me this speaks volumes. It lets me know that this is a man of his word, it reassures me that he is going to be there with us till the end, and it gives me peace in knowing that someone at NVR has our back and is looking out for us.

There is a gentleman at Ryan Homes who has been a guardian angel to us from the very beginning and I know without a shadow of doubt that he is the reason that we will close on our house Thursday. He has stepped in a number of times and saved the day for us! And I know that it was this man who got NVR management involved in our loan and brought us to the attention of the gentleman who called us yesterday. 

Micah and I are just one family in a sea of Ryan Home Families and there is nothing special about us and so to have these men taking time out of their days to help us is humbling.

I know that there are men of integrity and character out in the world and I am so thankful that 3 of them have been placed into our lives for such a time as this!

3 days till walk-through
5 days till closing (and I believe it now)

P.S. The third man is our PM another guardian angel who has built us (in our opinion) the best home ever! 

Friday, September 25, 2015

Financial Goals Update from September and New Goals for October

It's all because of HIM!

Our September goals:
  1. Pay all of our September bills  DONE!
  2. Save as much money as we can to put toward our new home. Refrigerator, mini-blinds, ceiling fans, Tyler's bedroom furniture and movers. 
The goal is to have 4500 dollars in the bank at closing plus another 2500 dollars borrowed from Micah's TSP account. This will give us 7,000 dollars! We currently have a little over 3,000 saved and we will be applying for the TSP loan on Monday.

We fell a little short of our 7,000 dollar goal. Micah's car broke down (again) and cost us around 265 dollars to fix. We put a hundred dollars down on our refrigerator (to lock in the Labor Day sale price at H.H. Gregg) and Micah's TSP account took a hit when the stock market plummeted and so we were only able to borrow 2400 dollars (instead of the 2500 we had hoped). However despite all of these "little" hiccups we were able to save a little over 6,500 dollars toward the new house!

Our October goals:

  1. Pay all of our October bills 
  2. Rent U-Haul truck and hire movers
  3. Buy ceiling fans, refrigerator, Tyler bedroom furniture, and mini-blinds for new house. Our goal is of course to pay CASH for as much of this as possible but since these are MUST HAVE items we may have to utilize some credit in order to purchase all of this in one month! 
If we do have to use credit for any of the above purchases we will be paying them off as quickly as possible! And I am going to do my VERY BEST to not buy anything (other than the HAVE TO) until these items are paid off and we have saved up the cash.

We will be going back to our debt snowball in January. I know we should get back to it now but with the new house and Christmas we have decided to give ourselves a break (I mean we have been living like no one else for quite awhile now) and jump back on the Dave Ramsey bandwagon again at the first of the year.

And We Are Cleared To Close! Thank You Jesus! (A New House Update)

6 Days To Go!


The call came yesterday morning (after I stood in the sales office crying due to stress) that we are cleared to close! The final numbers should be in today and I have been promised that if we have to bring money to closing that we will hear by Monday!

Micah's long day of work is Wednesday. He leaves the house around 2:30 a.m. and does not get home until almost 7:00 p.m. so getting to the bank on Wednesday to wire money for closing on Thursday is just not going to happen. This has been a huge cause of stress for me. I was worried because one we had not been cleared to close and it had been over a week and two that we would not be able to get them the money for closing in time and would have to delay closing.

Our loan processor put those fears to rest yesterday with one phone call! So today I will be booking a U-Haul and hiring movers and continuing to pack up the house! And now that everything appears to be handled and in place I am much more motivated to pack!

Our quality inspection is today and then our PM will spend Monday fixing up anything that they find during the inspection (which I don't think will be much). And then TUESDAY IS OUR FINAL WALK-THROUGH! I cannot believe it!

In a week our dream home will be ours!

4 days till final walk-through!
6 days till closing!