Wednesday, September 2, 2015

We Have Carpet and Palm Trees (A New House Update)

The carpet crew came yesterday and installed the carpet! It looks amazing and yes you guessed it I LOVE IT!

Boy's hallway
 Most of the carpet was covered up with plastic (to protect it while the crews are still working) but I did find a few places not covered up yet. One of them was the hallway by the boy's bedrooms and bathroom.

Master closet
 And here is the carpet in the master bedroom closet! I LOVE IT!

Palm Trees
They also delivered my palm trees (cause you know you can't live in Florida and not have palm trees)! We were in the dining room (of the house we rent) and saw the truck drive by. I told Tyler there goes our palm trees! And he asked "Are they all ours? Cause if they are we have a forest!" Just for the record TWO of them are ours.

Palm Trees Planted!
And here are our palm trees planted. They are still tied up (and have to stay that way for 30 days) so you can't really get the full effect yet. At first I was kind of disappointed because they were separated (most houses have the two trees together on one side) but when I stopped and really looked at them I LOVE THEM! I LOVE that they are on both sides of the house! I cannot wait to get our front door and sod! I think we have the best house in the neighborhood!

Things are really starting to look finished now! There are a lot of little things that still have to be done. A few pieces of trim, a light installed, a door fixed, and things like that but the only BIG things left (that I can tell) are the appliances and the sod!

On the financial front I got the call today that our loan has come out of underwriting and we are set to close. Now the loan has to be sent over to USDA for approval (that could take up to 2 weeks) and then we will get our final close date! We are praying for October 1

I have adjusted our countdown to October 1 so 29 days till closing (if everything works out)! 

Tuesday, September 1, 2015

The Beginning of Week 10 (A New House Update)

We are beginning week 10 on a high note and a low note.

The high note is we now have electricity at the house! Which means we have air conditioning! And lights! I was so very excited to see the outside lights on yesterday (I need to go down to the house at night and get a picture!).

They painters came yesterday and did some touch-ups on the inside and the outside of the house. Also more trim was delivered to the house (I guess they ran out before they finished).

Waterline for the refrigerator
These are the small details that Ryan homes adds that make me so happy that we chose them! The waterline for the refrigerator is actually built into the wall!

Delaney's shower
 Delaney's shower with the glass doors installed! I LOVE IT! I think it looks absolutely beautiful with the glass doors!

Master bathroom shower
 They also came and finished up the master bathroom shower doors too. And I LOVE THEM! Of course!

Master bedroom closet
 The closet guys were back and they installed the shelving in the master bedroom closet! I am so excited for all the shelves that were installed. I will have lots and lots of storage. This is the front wall of the closet by the door.

Master bedroom closet
 I have not decided which side of the closet will be mine and which will be Micah's (of course he may not get an entire side)! Just kidding he will get a side. ONE SIDE! This is the left side of the closet.

Another side of the master bedroom closet
 So many shelves! I am so excited! This is the right side of the closet.

Back wall
This is the back wall of the master bedroom closet.

My pantry light!
 Here is my pantry light! I LOVE IT! I am so thankful for a PM that listens to me and cares about my needs and wants. I think that your PM can make or break your build and I am so very thankful that we have an amazing PM!

Dining room light and columns
I took this picture standing in the hallway where my pantry is located looking out into the dining room.


We are supposed to get carpet today and I'm not sure what else is supposed to be done. I know we still need sod and palm trees too. And the rest of my appliances have not arrived yet either. But we have plenty of time!

And now the low note. We have had to delay our closing till October. And we still do not have a for sure date but we know that it will not be until October. First, while this is extremely disappointing to Micah and I as the house is going to be ready it is actually the very best thing for our family at this time. And we are forever grateful to Ryan Homes for allowing us to delay closing (something they do not have to do at all and also something they rarely do). Our landlords (for the house we currently rent) put us in an impossible situation. They asked us to make a decision by yesterday on whether or not we would be moving out on September 30 or if we would be staying for another month. No partial months, no week to week, no few days just to be safe. The full month of October or NOTHING!  No one at NVR or Ryan could guarantee us a closing date in September and so we asked to delay closing so we could have the peace of mind of having a secured place to live in October. We have been 2 weeks from being homeless before and the stress of that is just not something I want to go through again! There are a number of blessings that come with delaying our closing (and so we are forever grateful for Ryan homes in allowing us to do this). But there are drawbacks too. One is our home will be 100% finished and we will be not be moving in! And two our PM has worked so very hard to get us into this home ASAP and now I feel like we have let him down. It breaks my heart. But I know that God's hand has been in the building of this home from the beginning and I am going to trust that while His timing is not my timing it is ABSOLUTELY the best timing!


Saturday, August 29, 2015

The End of Week 9 (A New House Update)

WOW we are at the end of week 9! I can not believe it. This is the final stretch with only a few major things left to do (still LOTS and LOTS of little things to do).

The house looks amazing and I can not believe that in less than a month (Lord willing) we are going to be calling this place HOME!

Some landscaping done
 They came late on Thursday night and put in some of our landscaping. We are still waiting on our Palm Trees (this is Florida after all and Palm Trees are a must). But they planted our bushes and laid down the mulch.

Our trees
 They did plant two trees in our backyard. I have no idea what kind they are so I am going to need to ask our PM. And since I do not have a green thumb AT ALL I'm also going to have to research how to take care of all these plants and shrubs and bushes.

More landscaping pictures
 This lone little plant over by the side of house looks so sad. I guess if they don't add anything over here I'm going to have to make a trip to Wal-Mart and buy it some friends! But the rest looks amazing! LOVE IT!
Just hope I don't kill it.

Almost done!
The outside of the house is almost done. Palm trees, sod, and paint touch-ups I think are all that is left to do. So exciting!

Boy's bathroom
They installed the mirrors in the kid's bathrooms the other day (I had forgotten to get pictures).

Door knobs
They came yesterday and installed the door knobs all through the house.

Biggest news of the day
The biggest thing to happen yesterday was Duke Energy came and took our electric meter off the pole (in the front yard) and moved it on to the house! Which means we now have electricity going to the house. It is not turned on yet (I think that will happen Monday) but it is there and ready to go! Bring on the air conditioning!

They also did a preliminary clean yesterday (just to get the house ready for paint and carpet). I think the paint is Monday and then the carpet on Tuesday. Once the carpet is laid my access to the house will be very limited but there really will not be that much going on anyway. I have been promised by my PM that I will be allowed in to take pictures of the BIG stuff!

On the financial front: I was at the IRS office yesterday morning at 8:05 (25 minutes before they opened) and I was number 213 in line! I had to wait outside in a line for almost an hour and then I went inside and waiting another 40 minutes! But I got the papers that the underwriter was wanting and I got them faxed over to them. Now we wait and see if there is anything else they are going to need!

The good news on the financial front is I called the USDA hotline yesterday and they are processing loans submitted from August 19 to August 28 (so technically they are up to date on loan applications) so maybe ours will not take two weeks to be approved!

27 days till closing (praying)



Friday, August 28, 2015

Homemade Fettuccine Alfredo with Shrimp

Andrew's final meal of the day was a variation of the same meal he requests every year.

Fettuccine Alfredo!

I have made just plain Fettuccine Alfredo and I have added chicken to it too in years past. But this year he asked me to make it with Lobster (the kid has good taste I'll give him that) and as much as it broke my heart I told him that this year it was just not in the budget. I am praying that I will be able to deliver next year. I just happened to luck out on my Aldi's shopping trip though because they had shrimp on sale and so I grabbed two bags and we had Fettuccine Alfredo with Shrimp.

Shrimp Fettuccine Alfredo

Print Recipe

Fettuccine Alfredo


Course: Main Course

Ingredients

  • 1 box fettuccine noodles
  • 4 tablespoons unsalted butter
  • 1 12 cups half & half
  • 1 12 cups Parmesan cheese fresh shredded

Directions

Cook the fettuccine according to the package directions.
Melt the butter on low heat in a medium-sauce pan. Once butter is melted add the half and half to the butter and stir. Add about 1 cup of the cheese and let melt (mine did not melt all the way until I added it to the hot pasta).
Once the pasta is done cooking, drain and add back to the pan. Pour butter mixture over pasta and stir. Adding more cheese if desired.
Season with salt and pepper and serve.
If I have any leftover Parmesan cheese I will sprinkle it over the pasta right before I serve it.

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The Verdict:
 This is a really good recipe for Fettuccine Alfredo. It tastes amazing and is fairly simple and quick to prepare. It however is not a cheap pasta dish as the cheese is expensive where I live. But I have been able to find it at Aldi's which does allow me to save some money.

I do have Alfredo recipes that I like more than this one (and I will be sharing those later) but this is my simplest one and also probably the least expensive one too.

I served this with Homemade French Bread

Financial Goals Update from August and Goals for September

There were a few changes to our goals from last month but I am going to start with our original goals and then update you to the changes that have been made and then I will post our new goals for September.

The reason we are saving
So here were our goals for August
  1. Pay all of our August bills  DONE
  2. Save as much money as we possibly can save toward moving (we have to hire a moving company for a few hours to help with some very large and very heavy pieces of furniture), a refrigerator (our new house does not come with a refrigerator), ceiling fans, mini-blinds, and Tyler new bedroom furniture. 
Our goal is to save $1500 dollars toward these things. And I have a personal goal of finding a Groupon for our movers and saving as much money as possible on that expense.

If you remember one of the goals that we had worked so hard for was saving $1950 toward our closing costs and we accomplished this goal in July (thank you Jesus). Well, when the mortgage company re-ran our credit and finalized the loan paperwork for final approval we ended up needing to dip into that money to pay down our only credit card and get the balance below a hundred dollars. So we had to take around 300 dollars from the money we had saved and pay that card down. We still had all of our closing money we just had less to put toward the items that we were going to need once we closed. But we were thankful that we had the money in our house fund and that we were able to do it with no problem.

Now for the amazing news! When the final numbers came back we owed NOTHING at closing! As a matter of fact (if nothing changes) we will actually leave closing with a check for about 150 dollars! HOW AWESOME IS OUR GOD!

So all the money that we had saved toward closing is now going to be able to be used for things for the house! So here are our new goals for September

  1. Pay all of our September bills 
  2. Save as much money as we can to put toward our new home. Refrigerator, mini-blinds, ceiling fans, Tyler's bedroom furniture and movers. 
The goal is to have 4500 dollars in the bank at closing plus another 2500 dollars borrowed from Micah's TSP account. This will give us 7,000 dollars! We currently have a little over 3,000 saved and we will be applying for the TSP loan on Monday.

We are so thankful that God has given us the ability to save this money and that he has stepped in in such mighty ways to reassure us that his hand is in the building of this home.

I just realized that the next Financial Goal update that I post should be after we have moved into the house! Oh my goodness that is exciting!


Columns and Mirrors and Glass Oh My (A New House Update)

Another great day down at the house. They are working on the details now and that is very exciting but also very slow (or so it seems)! I know the little stuff has to be done and I know that it takes time to do but I mean come on can't we just have a BIG party (like those painting parties people have) where everyone comes in and knocks out the work in like 2 days! I will make pizza and brownies!

 The electrician was back putting in the light switch for my pantry light!!! And the drywall guy was back touching up the drywall and finishing up my nook (outside the master bedroom). The closet guys were back and finished installing my shelves. A crew also came and installed the mirrors and the shower doors. And they also got the columns assembled and ready to be placed once the carpet is done.

Pantry shelving
 They finished up the shelving in the closets and the pantry. Except for a few shelves in the master closet which I am assuming they are waiting for the final painting to be done and then they will install those too.

Dining room light fixture
 This is the light fixture in the dining room (it matches the one in the breakfast area). You can see my pantry door in the background.

Mirror in the master bathroom
 Giant mirror in the master bathroom! I forgot to check and see if the mirrors were also installed in the kid's bathrooms (I will check that this morning). And a peek at the glass that was installed around the shower.

Glass for the master bathroom shower
 Since I don't think I have said it today I will go ahead and say it now I LOVE MY HOUSE!

My columns
Aren't they beautiful! I LOVE them! I have always (I'm talking since I was little) wanted columns in my house. And now I have them. They make me smile!

When Micah and I walked in the front door of the Port Royal and I saw those columns I knew I was going to love this house. When I saw the gourmet kitchen I knew I wanted this house. And when we saw that it was 4 bedrooms and 3 bathrooms we knew we needed this house. God has blessed us beyond the telling by allowing this home to be ours and we are forever grateful to him and to the amazing crew that is building it.

I am not sure exactly what is going on today. I know they are supposed to clean before the carpet is laid (which is supposed to be Tuesday). I know the landscaping and sod still need to be done. I know they have touch-ups to both the inside and outside. But I think that other than carpet, another coat of paint, the rest of the appliances, the yard, and turning on the electricity all of the major stuff is done. I THINK! Of course I could be very very wrong! I guess we will wait and see.

In financial news I am headed to the IRS office today to get copies of our 2012 and 2013 tax transcripts. They don't fax those anymore or e-mail them and it takes 7 to 10 days to get them in the mail. So I am headed down there first thing this morning to get them so that I can fax them over to the mortgage company for the underwriter. And we will just leave it with that!

28 days till closing (hopefully)

Thursday, August 27, 2015

Lighting and Counter Tops (A New House Update)

Another good day down at the house!

The electrician was there installing light fixtures and switch plates. As far as I can tell he is not done yet. There is one switch plate that is still just exposed wires and he did not locate the light switch for my pantry yet (I also forgot to see if he installed the pantry light).

Also, the cabinet guys were back and installed my final counter top and also cut out the place for my stove top! HURRAY!

Outside lights
 I LOVE my outdoor lights! I think they are so pretty. Things are really start to come together and all the "little" details are starting to be added. So exciting!

Garage with lights
 Matching pretty light fixtures! I am a happy girl.

Smoke detectors and HVAC vents
 These are the tiny details that I have always just taken for granted. Of course the vents have covers, of course there are smoke detectors. But after looking at holes in your ceilings and walls for weeks and weeks you kind of notice when the holes are gone and "things" are there instead.

Hallway lights
 These are the light fixtures that are installed in the hallways around the house. Pretty! I know in this picture they look kind of gold/brass but they are silver. All of the lights, door handles, and faucets are silver.

Foyer light
 I LOVE my tray ceiling! I also LOVE the light in my tray ceiling!

Breakfast area
 Chandelier in the breakfast area. This is the area off the family room/kitchen where the sliding glass doors are located.

Master bathroom
 Fixtures over the sinks in the master bathroom. Still don't know which side is going to be mine.

Master bathroom sink and light
 Cannot wait for the mirrors to be installed so that the bathroom has a more finished look.

Kid's bathroom light fixtures
 These are the light fixtures in both Delaney's bathroom and the boy's bathroom. Sorry for the dark pictures the electric is not on at the house yet and the kid's bathrooms have no windows so the rooms are very dark.

Counter where the stove-top will be
 Final counter-top installed and the place for my stove-top was cut out too! The kitchen is really starting to come together and I simply cannot wait until the rest of the appliances are installed!

Outlet in the floor
This is the outlet in the floor of our family room. It is where we will plug in the Christmas tree! I get a HUGE smile on my face every time I say that because THIS Christmas we will be in our New House that by the way I LOVE!

The plan right now is for carpet to be put down Tuesday. I know the electrician has to come back, the trim crew is not finished yet, mirrors and shower doors have to be installed, the rest of the shelving still needs done, appliances will be delivered, sod needs to be laid, and landscaping will be done too. I think we are getting power sometime this week and I know they are planning on doing a quick clean before carpet is put down.

29 days from closing (maybe)